Buying A Home

Landmark Real Estate, LLC can help you through the entire process of buying a home, starting with the mortgage and continuing right through closing.  One of our specialties is representing the best interests of the buyers.  Our comprehensive, high-quality services can save you time and money, as well as make the experience more enjoyable and less stressful.  If you’re like most people, buying a home is the biggest investment you will ever make.  Take advantage of our experience, whether you’re buying a starter home, your dream home or an investment property.  Make the most informed decisions you can.  Here are some helpful tips to make this adventure a pleasant one.

GET PRE-APPROVED FOR A LOAN

Obtain a copy of your credit report and your FICO score and, if necessary, do what you need to do to improve it. The higher your FICO score, the better interest rate you can command.  Contact several lenders and determine which one will give you the best deal.

DETERMINE YOUR PRICE RANGE AND LOCATION

By now you should have a good idea of how much home you can afford. This helps you narrow down your home search. You should also begin researching the neighborhoods in which you might want to live.

HOUSE AMENITIES AND FEATURES

Decide which amenities and features are necessary and which ones are nice but not necessary.  How many bedrooms and bathrooms do you want? Would you prefer a newer home or an older one with established landscaping? Are hardwood floors a must? Is an updated kitchen important to you? Walk-in closets? Which features would you be willing to give up if you find the otherwise-perfect home?

TOUR NEIGHBORHOODS

Find listings that meet your size and neighborhood criteria.  Take an afternoon and explore neighborhoods that fit your price range.

TOUR HOMES

Look at homes with a critical eye – does the floor plan work for you, is the property in good condition, would it be right for your lifestyle?  Can you imagine yourself and your family living there?  Take notes at each home you visit.  What do you like and not like?  Narrow down your choices; re-visit homes in which you’re interested.  See them at different times of the day.

MAKE AN OFFER

When you’ve identified the home you want to buy, be prepared to help your agent prepare a written offer quickly.  Landmark Real Estate, LLC is familiar with our market values and will help you arrive at a price that gives your offer the best chance of being accepted.

At this stage, try not to become emotionally attached to a home. Your offer may not be accepted for any number of reasons.  Have backup homes in mind.  Be prepared to negotiate.

ONCE YOUR OFFER IS ACCEPTED

  • You’ll be asked to submit an earnest money deposit that usually isn’t refundable.
  • Begin making moving arrangements (select a mover, obtain change-of-address cards, and inform friends and relatives).
  • Have the property professionally inspected.
  • If necessary, request repairs.
  • Obtain homeowner’s insurance.
  • Contact utilities (phone, water, power, etc.).
  • A few days before closing, stage a walk-through.
  • Obtain a cashier’s check for the down payment and closing costs.

BEFORE CLOSING ON YOUR HOUSE

  • Make sure the terms and conditions of the loan statement are correct.
  • Carefully read everything before you sign.

ENJOY YOUR NEW HOME!